Co-Founder and CEO

Sina Chehrazi


We believe there’s a better way to choose and use benefits. A more transparent, less confusing way for employees to control their health and financial potential in the face of skyrocketing medical, student loan, housing, and other debts. Powered by billions of data points and machine learning, our benefits experience platform delivers proactive and personalized decision support and guidance during open enrollment, new employee onboarding, qualifying life events, and in the moments that matter all year round. For the first time ever, employees have a solution to the complexity of open enrollment and ongoing utilization, one of the most stressful and challenging situations consumers face. Join the millions of consumers and their employers that are now living with more peace and confidence at

At Nayya, we believe we are at an inflection point for the better. There has never been a more exciting and disruptive time in healthcare and insurance. Employers and employees are desperately seeking solutions that take the guesswork out of the cumbersome process of benefits selection and navigation. By transforming the benefits model to one in which advanced technology guides consumers to make smarter choices that promote personal and financial wellness, Nayya is pioneering an entirely new approach to some of life’s most important decisions – giving consumers far more financial peace of mind on their best days, and confidence on their worst. We’re thrilled to partner with Transformation Capital as we advance our mission – they are true thought partners with immediate recognition and understanding of the challenges employers and employees face, the solution we’ve built, and opportunities we have ahead.

The LTP Value Add

Company Info


Payer/Employer IT & Services


Active Investment

Year Partnered


Transformation Capital Team

Mike Dixon

Vinay Shah

Akhi Samant

57 E. 11th St, 4th FL

New York, NY 10003